If you’ve been thinking about starting your own crypto exchange, here’s some serious fuel for your fire: South Korea’s top exchanges just paid out $87 million in fiat interest to users in one year.
This wasn’t just a nice bonus for users—it was a strategic business move, triggered by the Virtual Asset User Protection Act that required exchanges to offer “reasonable” interest on customer fiat deposits.
What happened next was big: platforms like Upbit, Bithumb, and Coinone began competing with interest rates around 2%, driving massive user deposits and platform engagement.
But here’s the real takeaway for future exchange owners:
User deposits = business leverage
More fiat on your platform means better liquidity and monetization potential.
Interest builds loyalty
It turns exchanges into financial hubs, not just trading portals.
Regulated markets = mature opportunities
Clear rules attract long-term users and institutional interest.
And the best part? You don’t need to build your exchange from scratch. A customizable crypto exchange script can help you launch fast with trading, wallet, and interest systems ready to go.
This $87M payout isn’t a warning—it’s a blueprint. Users are ready. The tools exist. All that’s missing is your platform.
So ask yourself: if others are earning from this model… why not you?